Passtime Auto Loans

Do you have poor credit, or little to no credit history and need a car?  Come to Denver Community Credit Union and ask about our PassTime Auto Loan.  It’s a simple solution to your auto buying needs, plus you can do it all without a co-signer.   

How it Works

Find your car with Automotive Avenues, our auto buying partner.  Once you’ve found the car that is right for you, apply for your PassTime Auto Loan.  When your loan is approved, Automotive Avenues will install a PassTime Device in your car, which starts your vehicle with a simple code provided by Denver Community Credit Union upon timely loan payment.

PassTime Auto Device

The PassTime device is a starter interrupter.  It will allow you to start your car as long as your auto loan payments are made.  Each month, after payment has been processed, Denver Community Credit Union will issue a password to you to start your vehicle with.

Benefits

  • No co-signer necessary
  • Competitive rates for those with no or poor credit
  • Grace period for late payments
  • Lower late fees than many other lenders
  • Loan from trusted, and federally insured not-for-profit credit union

Contact a Member Service Representative about our PassTime Auto Loans by calling 303-573-1170, or by This email address is being protected from spambots. You need JavaScript enabled to view it. .  For your protection, please do not send your member number, social security number, or other sensitive personal information via email.  You can also apply online by clicking here.

Disclaimer:  All loans are subject to member credit qualification.  Not all vehicles are compatible with the PassTime device.  Contact Automotive Avenues for details about vehicle compatibility.

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