Online Banking and Payment Getting Started Guide
Information you’ll need to get started
To use online banking with Quicken you must have Internet access. Before you can set up your Quicken accounts to use the online account access and online payment services, you will need to contact your financial institution for the following:
· User ID
· Account Number
· Routing Number
· Personal Identification Number (PIN) or password
NOTE: Your Quicken Customer ID / PIN is the same as you use to log in to Denver Community Home Banking site. Please be sure to enter the specific account type with your ID # [e.g. 59487-S75 (default checking account
For security reasons, these items may be given or sent to you separately.
When you have received the necessary information, this guide will help you enable your accounts for online account services in Quicken. For step-by-step help for any online task, go to Getting Started -- Banking in Quicken Help.
Ensure
your Quicken is up to date
From the Finance menu, select One Step Update. Remove any check marks that may appear next to any items. Click on Update Now. This will download the latest financial institution list. Click Done when complete.
Create a new Quicken account for online access
Skip this section if the account you want to enable is already in the Quicken Data file you are using.
1 From the My Finances page,
select the Create New Account button in the section titled Set Up Banking Accounts.
2 Follow the on-screen instructions to create a new bank or credit card account.
Enable a Quicken account for online account services
1 From the Banking menu, select Online Banking Setup.
2 Select Edit Existing Quicken Account, highlight the account you want to enable and click the Next button.
3 If you do not have an online services PIN for this account,
click Step 1: Apply for a PIN. If you already have a
PIN, click Step 2: Enable your account.
4 Select the Yes button for online account access. Select Yes for online bill payment if applicable.
5 Follow the on-screen instructions to enable this account for online account access and online payment services.
Your options may change depending on services available for this account.
Download transactions for the first time
The first time you use online account access, we recommend that you connect just to download transactions. This will enable you to update your register before doing other tasks. You must complete one online session before attempting to send online transactions.
1 From the Banking menu select Online Banking.
2 Choose your financial institution from the list box next to the logo on the left side of the window.
3 If you have more than one account, select the appropriate account from the account field located below the Transactions tab.
4 Click Update/Send.
5 Follow the on-screen instructions.
Enabling online payment
You must first enable your Quicken account for online payment. To set up online payment, go to your account register and click on the Overview tab, then click on one of the online payment options under the Account Attributes section.
Using online bill payment
Sending
online payments in Quicken is a fast and easy way to pay your bills. It
requires two steps: setting up an online payee and creating an online payment.
Set up an online
payee
An online payee can be any business, organization, or individual to whom you make payments. You have to add each online payee to the Online Payee List only once; all accounts in a Quicken file share that same list.
1 From the Banking menu, choose Online Banking.
2 Choose your financial institution from the list box next to the logo on the left side of the window.
3
Click on the Payees button in the upper
left area of the
4 Select the New button in the top left area of the Online Payees Window.
5 In the Set-Up Online Payee window, enter the payee’s name and address.
6 Enter the account number the payee uses to identify you. If you don’t have an account number, use your policy number or your name.
7 Click OK. Review the information for accuracy and click Accept. To edit, click Cancel and make any necessary changes.
Create an
online payment
Now that you’ve created an online payee, you are ready to create an online payment.
1
From the Banking menu, choose Online
Banking and click the Payments tab.
2 Fill in the fields for the payment you want to make and click Enter.
3 Click Update/Send. Quicken will display the Instructions to Send window. Check marks indicate payments to be sent. If you do not want to send a payment, click on it to remove the check mark.
4 Click Send. The Change Assigned PIN window may appear (for additional security, the Intuit Online Payment service requires you to change your assigned PIN the first time you use it).
5 Enter your PIN and click OK. You will connect to the Internet and your payment instructions will be sent.
Click
the Payments tab to create online payment instructions Click
the E-Mail tab to communicate with your financial institution Click
the My Bank tab to see messages from your financial institution Click here to send online banking instructions
Click
the Transactions tab to view downloaded transactions Select
the financial institution to which you want to send instructions
