Passtime Auto Loans

Do you have poor credit, or little to no credit history?  Need a car?  Come to Denver Community Credit Union and ask about our PassTime Auto Loan.  It’s a simple solution to your auto buying needs, plus you can do it all without a co-signer.   

It’s Easy

Find your car with AutoTrek or Automotive Avenues, our auto buying partners.  Once you’ve found the car that is right for you, apply for your PassTime Auto Loan.  When your loan is approved, AutoTrek or Automotive Avenues will install a PassTime Device in your car, which starts your vehicle with a simple code provided by Denver Community Credit Union.

PassTime Auto Device

The PassTime device is a starter interrupter.  It will allow you to start your car as long as your auto loan payments are made.  Each month, after payment has been processed, Denver Community Credit Union will issue a password to you to start your vehicle with.

Benefits

  • No co-signer necessary
  • Competitive rates for those with no or poor credit
  • Grace period for late payments
  • Lower late fees than many other lenders
  • Loan from trusted, and federally insured not-for-profit credit union

Contact a Member Service Representative about our PassTime Auto Loans by calling 303-573-1170, or by emailing us.  For your protection, please do not send your member number, social security number, or other sensitive personal information via email.  You can also apply online by clicking here.

Disclaimer:  All loans are subject to member credit qualification.  Not all vehicles are compatible with the Passtime device.  Contact AutoTrek or Automotive Avenues for details about vehicle compatibility.

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