Deposit Rates

The rates quoted below are effective as of 9/1/2010 and are subject to change without notice.

Click here to download the most recent rate sheet PDF.

Please see Truth in Savings Disclosure for specific details about any account.

Savings & Checking Rates
Type of Account	Minimum Balance	Dividend Rate	Annual Percentage Yield (APY)
Share Savings*	$25 - $9,999	0.10%	0.10%
	$10,000+	0.20%	0.20%
Preferred Checking**	$2,500	0.10%	0.10%
Holiday Club	n/a	0.10%	0.10%
	$10,000+	0.20%	0.20%
Vacation Club	n/a	0.10%	0.10%
	$10,000+	0.20%	0.20%
IRA Money Market, Coverdell and Health Savings Account	$0 - $2,499	0.100%	0.10%
	$2,500 - $9,999	0.150%	0.15%
	$10,000 - $24,999	0.200%	0.20%
	$25,000 - $49,999	0.250%	0.25%
	$50,000 - $99,999	0.300%	0.30%
	$100,000+	0.399%	0.40%
Money Market Investment and Business Money Market**	$2,500 - $9,999	0.150%	0.15%
	$10,000 - $24,999	0.200%	0.20%
	$25,000 - $49,999	0.250%	0.25%
	$50,000 - $99,999	0.300%	0.30%
	$100,000+	0.399%	0.40%
Business Checking**	$2,500 - $9,999	0.100%	0.10%
	$10,000 - $24,999	0.100%	0.10%
	$25,000 - $49,999	0.100%	0.10%
	$50,000 - $99,999	0.100%	0.10%
	$100,000+	0.100%	0.10%

* Does not earn dividends for day(s) balance falls below $100.
**  Does not earn dividends for day(s) balance falls below $2,500.

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Share Certificate & IRA Share Certificate Rates
Minimum	Term (months)	Dividend Rate	Annual Percentage Yield (APY)
$100	3-5	0.150%	0.15%
$100	6-11*	0.349%	0.35%
$100	12-23	.0.648%	0.65%
$100	24-35	1.193%	1.20%
$100	36-47**	1.539%	1.55%
$50,000		1.785%	1.80%
$100	48-59**	1.933%	1.95%
$50,000		2.178%	2.20%
$100	60**	2.374%	2.40%
$50,000		2.618%	2.65%

*Deposits of $25 or more (including payroll deduction deposits) can be added to the 6-11 month term certificates at any time. Roth Conversion IRAs excluded.

**Contribution and rollover deposits are allowed at anytime when invested in a IRA share certificate with any term of 36 months or greater with a minimum transaction amount of $25.

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Share accounts at the credit union are variable rate accounts and the dividend rates and annual percentage yields listed are subject to change without notice. Dividends are compounded and credited monthly. Certificates are automatically renewed for another term upon maturity unless otherwise specified by the member. Options for receiving dividends are available. APY = Annual Percentage Yield. All share certificates are subject to early withdrawal penalties. Penalty for early withdrawal: Term 12 months or less = 90 days interest. Term over 12 months = 180 days interest. Penalty can be assessed to principle balance.

Roth, Traditional and Educational IRAs - All above Share Certificate Rates and Terms apply with the exception of the $25 add-on feature.

What will it take to reach your savings goal? Denver Community's Financial Calculators helps you find out!